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HOME FINANCE OF AMERICA
National Headquarters

521 Plymouth Road, Suite 112
Plymouth Meeting, PA 19462
1-800-358-LOAN (5626)
FAX: 610-834-7481

Credit Grade Calculator

Please enter the information as best you can to find out your credit grade.

Section A: Mortgage Lates

Within the last 24 months have you had any late payments on your mortgage?
If yes, continue, otherwise skip to section B.

Number of Mortgage Lates	Within the last 12 months	Between 13 and 24 months ago
	30-59 days late	30-59 days late
	60-89 days late	60-89 days late
	90+ days late	90+ days late
Are you currently late on your mortgages?

Section B: Consumer Loan Lates

Have you had any late payments on your credit cards, auto loans, student loans or any other consumer debts?
If yes continue, otherwise skip to section C.

Number of Consumer Lates	Within the last 12 months	Between 13 and 24 months ago
	30-59 days late	30-59 days late
	60-89 days late	60-89 days late
	90+ days late	90+ days late
Are you currently late on your consumer loan payments?

Section C: Collections, Charge offs, Judgements, Tax Liens

Do you have any collections, charge offs, judgements or tax liens?

Section D: Bankruptcies

Have you been bankrupt during the last 7 years?

Section E: Foreclosures

Have you had any foreclosures during the last 7 years?

Section F: Payment load

Do you have a lot of consumer debts, such as credit cards, auto loans, student loans, etc.?

Section G: Equity in your property

The value of my house is $
The total amount of loans on my house are $

Home Finance of America offers the lowest interest rates in the country and the best service available. Call us toll free at 800-358-LOAN (5626). Or, apply online using our secure server today. It only takes minutes and a Mortgage Professional is available to help you 7 days a week!


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